Check This Out Before You Buy
Take the stress out of purchase preparation.
We have put together a short list of a few items to think about when beginning the journey of a home purchase.
At Baird Homes, we partner with the best manufacturers so at the end of the day, our clients can have peace of mind.
Here are five things to consider before you buy to make your experience smoother:
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Manufacturer
Like we said earlier, Baird Homes only works with the best manufacturers in the business.
We do the legwork for you on knowing which manufacturers are going to serve our clients in the best way possible.
You can have peace of mind knowing that you’re being presented with some of the greatest options in the industry.
Many manufacturers we carry offer both manufactured and modular designs, appealing to everyone.
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Design and Floor Plans
Advancements in technology and design have made it difficult to tell the difference between manufactured homes and their site-built counterparts.
These advancements give you more flexibility in regards to floor plans and features.
Optional floor plan features could include fireplaces, stainless appliances, tile showers, and more.
To learn more about customizing your future dream home, check out this post!
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Land and Foundation
With Baird Homes we will guide you through the site preparation process, which ensures your modular or manufactured home is installed professionally and properly.
Site access and evaluation prior to the home’s placement is a must.
Since these homes are delivered whole, we must ensure there are no obstacles along the route to the installation site.
Other land and foundation preparation that can be done at extra costs:
- Drilling wells if needed.
- Installing septic systems.
- Building a basement for your modular home.
- Clearing foliage and grading the site for drainage purposes.
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Financing Options
As with site-built homes, you can purchase modular and manufactured homes through various financing options.
Financing tends to be easier if you’re a landowner since you have a tangible form of collateral.
Other than traditional mortgages, you can access federal-insured loans like:
- VA (Veterans Affairs)
- USDA (United States Department of Agriculture)
- FHA (US Federal Housing Administration).
If you don’t own the land you’re placing your manufactured or modular home on, then the best option is chattel or home-only financing.
Most lenders ask for a down payment, among other conditions before advancing loans.
A downfall of a home-only loan is that it can limit the kind of home improvements you can make around your manufactured or modular home.
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Maintenance and Inspection
Other than the HUD building code, the manufacturers Baird Homes carries conforms with all relevant state and federal guidelines, to make the process a breeze.
You do still need permits and inspections for every step of your home acquisition.
This begins with presenting your home and site’s blueprints for evaluation and approval.
Other types of inspections include factory, power, sewer, water, and installation.
Some jurisdictions also require you to perform a soil engineering test before granting approval. This makes it easier to sell your house if you need to, or apply for future loans.
Permits, inspections, and permissions are a necessity in each process.
And just as important, regular maintenance ensures the durability of your investment.
Other maintenance tips are:
- Repairing holes in your home’s skirting.
- Fixing damage around furnaces or water heaters.
- Regular plumbing inspection and maintenance to avoid water damage.
We’re certain that buying manufactured or modular is the next best step for you!
Contact us for more information on what you need to know before you buy and all the benefits you stand to gain from this worthwhile investment.
Drop a comment below if there’s a topic you’d like to learn more about!
