Don’t own your property or looking into local communities?
Home only, also called chattel financing, might be the best route for you! Financing of land improvements may be limited, but lenders will work with you to find a solution to your housing needs! Most institutions require a down payment in order to finance home only loans.
Have property awaiting your dream home?
Conventional land-home packages, as well as federally insured loans such as FHA, VA, and USDA, are all available to landowners! These financing programs are mortgages on your land therefore allow financing of additional options and land improvements such as driveways, porches, garages, and walkways. These items can be included in your purchase agreement if performed by Baird certified sub-contractors.
We can provide you with a list of reputable lenders from which you can choose who you wish to directly talk with and apply if you desire!