Manufactured Homes – Your Home Done Right | Baird Homes Madison
Looking for affordable housing in Madison, IN? You can never go wrong with Baird’s manufactured & modular homes. Other than being affordable, you also get to enjoy all the benefits associated with traditional stick-built houses. Manufactured houses, are similar but not the same as modular houses, as they are built off-site in accordance with the Housing and Urban Development (HUD) building code. Modular homes are built off-site in a climate-controlled factory setting as well but adhere to a stricter state guideline.
Contact – Baird Homes of Madison
About Baird Homes in Madison, Indiana
Since 1947, Baird Homes has been one of Indiana’s leading providers of modular & manufactured homes. Our experience, honesty, unmatched expertise, and commitment to our customers are summarized in our company motto: Quality and integrity since 1947.
As a fourth-generation family company, our mastery of off-site buildings has been continuously sharpened over the past 70 years. Our team of professional housing specialists are always on standby to help turn your dreams into a beautiful reality.
We also assist you with all the necessary paperwork and regulatory requirements to ensure a smooth process. Our reputation for offering the highest quality manufactured homes precedes us. With Baird Homes, you know the cost of everything ahead of time.
What Are the Benefits of Manufactured & Modular Homes?
Baird’s modular & manufactured homes in Madison have several benefits, including:
Traditional Mortgage
To qualify for this option, your modular or manufactured home must be permanently based on land that you own. The advantages of a conventional mortgage include low-interest rates and relatively lenient lending terms and conditions.
FHA Mortgage
This one is also advanced only to homes that are titled to the land on which they sit. Although the mortgage loan term can’t exceed 30 years, it has favorable terms. These include a low-down payment of 3.5% minimum and looser credit standards.
Chattel Mortgage
This option is suitable if you lease the land on which your modular or manufactured home will sit on, or plan to put your home in a living community. Your house is classified as personal rather than real property. Interest rates are generally slightly higher compared to the other mortgage types.
*Non-Occupant co-sign programs available
Building Your Manufactured or Modular Home in Madison, IN
At Baird Homes, we work closely with you to ensure you get your dream home. Highly skilled craftsmen from our plethora of manufacturers complement our large variety of home styles, designs, and floor plans. Our main objective is to ensure our modular and manufactured homes meet all your housing needs. Whatever your lifestyle or taste, Baird has the perfect solution.