Top 6 Modular Home FAQs

There are many questions to be asked about modular and manufactured homes.

Modular homes are affordable options if you want to own your dream home while staying within your budget.

At Baird Homes, we offer a wide range of manufactured and modular homes from some of the best manufacturers in the industry, including:

If you’re interested in buying your first manufactured or modular home, check out the answers to some common questions we get asked:

1. What’s The Difference Between Manufactured and Modular Homes?

While there are considerable similarities, the differences are undeniable. Here are just a few key points when it comes to modular and manufactured homes:

Similarities

Modular and manufactured homes are created by forming contemporary architectural designs using a CAD (computer-aided design) program. The construction is then divided into unique floor plans, which are then manufactured according to HUD or the individual State’s building codes for modular homes.

Differences

Manufactured homes are attached to a fixed steel frame and chassis. Construction, including flooring, appliances, countertops, etc., is primarily finished in the factory.
Modular homes are lifted by a crane or rolled onto the foundation, whereas manufactured homes are mostly spotted into place by transport or translift. Thus, some appliances and other finishes are completed after the home is set.

2. Are Modular Homes Safe?

Modular homes, like site-built homes, are stable and safe for living, even in severe weather conditions.

The high-quality materials used in their construction ensure that these homes possess the structural integrity to withstand extreme weather and natural disasters.

Installation levels can be adjusted to prevent floodwaters from reaching the home, and a strong, permanent foundation enhances its stability during earthquakes.

Modular homes are designed to withstand gusts of up to 175 mph in areas prone to strong winds.

3. Are They Customizable?

The appeal of manufactured homes lies in the opportunity for you to influence the final appearance of your house.

You can customize your home to meet your family’s unique needs, styles, and preferences.

Champion Homes provides diverse customization options designed to accommodate various tastes.

When visiting Baird Homes, you can explore the model homes available at our sales centers.

This allows you to experience firsthand how your future home may look and feel, helping to set realistic expectations for when you receive the keys to your new residence.

4. Why Are Manufactured and Modular Homes Less Expensive?

Manufactured and modular homes are generally budget-friendly in comparison to site-built homes.

The relatively low prices of these homes result from manufacturers like Champion Homes buying building materials in bulk, which means less cost per item.

Lower labor costs are due to shorter building times and workforce specialization, contributing to low production costs.

To add another advantage, there are fewer wasted materials since extra lumber is reused in the building of other homes.

5. What Are My Financing Options?

As with site-built homes, you can purchase modular and manufactured homes through various financing options.

Financing tends to be easier if you’re a landowner since you have a tangible form of collateral.

Other than traditional mortgages, you can access federally-insured loans like:

VA (Veterans Affairs)
USDA (United States Department of Agriculture)
FHA (US Federal Housing Administration)

If you don’t own the land on which you’re building your home, the best option is chattel or home-only financing.

Most lenders ask for a down payment, among other conditions, before advancing loans.

A downfall of a home-only loan is that it can limit the kind of home improvements you can make around your manufactured or modular home.

6. Where Can I Buy a Manufactured or Modular Home?

Manufacturers and builders are not able to sell their homes directly to customers. Instead, they collaborate with trusted and licensed dealers to make these sales happen.

That’s where Baird Homes steps in.

We work directly with manufacturers to offer a wide range of high-quality homes.

Our team provides comprehensive support to buyers like you, guiding you through every step, from laying the foundation to installing plumbing and even creating a driveway!

If you’re interested in purchasing a manufactured or modular home, visit our Sales Center today!

We invite you to take the first step toward your dream home by calling or visiting us!

We look forward to hearing from you.